Welcome to Get A Loan Modification.  We are specialists at getting mortgage loan modification files completed with every lender.  Using our vast experience, we know what it takes to get your home loan modification files to get approved.  We are experts at conforming to every lenders current guidelines, getting your files to a bank negotiator and completing the modification.

In addition to our experience, we also have a large network of lenders we are working with to get instant loan modifications completed.  This includes:

Bank of America loan modifications

Countrywide loan modifications

Wells Fargo loan modifications

EMC loan modifications

We are updating these programs regularly, so please give us a call if you don’t see your lender on this list.  We can verify your loan modification with your lender and complete the modification in about a week.  This includes finding out your new interest rate and payment without any upfront fees.

We are also experts at the Obama Mortgage Plan (or HAM program).  Even if you have tried to modify your loan yourself and have been denied, we can look at your case and see if you qualify.  The majority of homeowners do not understand the qualifications needed to get approved for this program, try contacting their lender themselves and then are denied.  In many cases, we can submit your loan modification docs for you and get your approved.  This is a great program for those who qualify, because your monthly payments are capped out at 31% of your net monthly income.  To accomplish this, lenders will drop your interest rate down to 2%, extend the terms of your loan (30 years to 40 years) and reduce the principal of your loan balance.  It goes in that order until the 31% guideline is met.

For more information, just give us a call or fill out our quick and easy contact form here–> loan modification